This study presents a new approach to correlate the frictional performance of fin-and-tube heat exchangers in "completely wet" and "partially wet" conditions by using "completely dry" data. A total of 22 samples of uncoated plain fin-and-tube heat exchangers are used to develop the associated frictional correlation. The developed correlation is capable of predicting the frictional performance of "completely wet" and "partially wet" conditions with a mean deviation of 7.2%.