We have computed vibrational high-frequency overtone spectra of the water ammonia complex, H(2)O-NH(3), and its isotopomers. The complex has been modeled as two independently vibrating monomer units. The internal coordinate Hamiltonians for each monomer unit have been constructed using exact gas phase kinetic energy operators. The potential energy and dipole moment surfaces have been calculated with the explicitly correlated coupled cluster method CCSD(T)-F12A and the valence triple-zeta VTZ-F12 basis around the equilibrium geometry of the complex. The vibrational eigenvalues have been calculated variationally and the eigen-functions obtained have been used to compute the intensities of the absorption transitions. In H(2)O-NH(3), the water molecule acts as the proton donor and its symmetry is broken. The hydrogen-bonded OH bond oscillator undergoes a large redshift and intensity enhancement compared to the free hydrogen bond. Broken degeneracy of the asymmetric vibrations, quenched inversion splittings, and blueshift of the symmetric bending mode are the most visible changes in the ammonia unit.