A series of UV-curable flame-retardant resins was obtained by blending phosphate acrylate (BTP) in different ratios with epoxy acrylate resin (EA). The flammability was characterized by limiting oxygen index (LOI), UL 94 flammability rating and cone calorimeter, and the thermal degradation of the flame-retardant resins was studied using thermo gravimetric analysis (TGA), and real-time Fourier transform infrared (RTFTIR). The results indicated that the flame-retardant efficiency increases with the addition of BTP. The heat release rate with the addition of BTP decreases greatly. The TGA data showed that EA/BTP blends have lower initial decomposition temperatures and higher char residues than pure EA, whereas BTP has the lowest initial decomposition temperature and the highest char residue. The RTFTIR study indicates that the EA/BTP blends have lower thermal oxidative stability than the pure EA. (C) 2009 Wiley Periodicals, Inc. J Appl Polym Sci 115: 3332-3338, 2010