The bed-to-wall heat transfer in a circulating fluidized bed (CFB) combustor depends on the heat transfer contributions from particle clusters, dispersed/gas phase and radiation from both of them. From the available CFB literature, most of the theoretical investigations on cluster and bed-to-wall heat transfer are based on mechanistic models except a few based on mathematical and numerical approaches. In the current work a numerical model proposed to predict the bed-to-wall heat transfer based on thermal energy balance between the cluster/dispersed phase and the riser wall. The effect of cluster properties and the thermal boundary conditions on the cluster heat transfer coefficient are analyzed and discussed. The fully implicit finite volume method is used to solve the governing equations by generating a 2D temperature plot for the cluster and the dispersed phase control volumes. From this 2D temperature profile, space and time averaged heat transfer coefficients (for cluster, dispersed phase and radiation components) are estimated for different operating conditions. The results from the proposed numerical simulation are in general agreement with published experimental data for similar operating conditions. The results and the analysis from the current work give more information on the thermal behavior of the cluster and dispersed phases, which improves the understanding of particle and gas phase heat transfers under different operating conditions in CFB units. (C) 2008 Published by Elsevier Ltd.