This article deals with both an experimental study and a numerical model of the thermal behaviour of a building whose roof is equipped with photovoltaic panels (PV panels). The aim of this study is to show the impact of the PV panels in terms of level of insulation or solar protection for the building. Contrary to existing models, the one presented here will allow us to determine both the temperature field of the building and the electric production of the PV array. Moreover, an experimental study has been conducted in La Reunion Island, where the climate is tropical and humid, with a strong solar radiation. In such conditions, it is important to minimise the thermal load through the roof of the building. The thermal model is integrated in a building simulation code and is able to predict the thermal impact of PV panels installed on buildings in several configurations and also their production of electricity. Basically, the PV panel is considered as a complex wall within which coupled heat transfer occurs. Conduction, convection and radiation heat transfer equations are solved simultaneously to simulate the global thermal behaviour of the building envelope including the PV panels; this is an approach we call 'integrated modelling' of PV panels. The experimental study is used to give elements of validation for the numerical model and a sensitivity analysis has been run to put in evidence the governing parameters. It has been shown that the radiative properties of the PV panel have a great impact on the temperature field of the tested building and the determination of these parameters has to be taken with care. (C) 2009 Elsevier B.V. All rights reserved.