In this paper, 3-D numerical simulations were performed for laminar heat transfer and fluid flow characteristics of wavy fin-and-tube heat exchanger by body-fitted coordinates system. The effect of four factors were examined: Reynolds number, fin pitch, wavy angle and tube row number. The Reynolds number based on the tube diameter varied from 500 to 5000, the fin pitch from 0.4 to 5.2 mm, the wavy angle from 0 degrees to 50 degrees, and the tube row range from I to 4. The numerical results were compared with experiments and good agreement was obtained. The numerical results show that with the increasing of wavy angles, decreasing of the fin pitch and tube row number, the heat transfer of the finned tube bank are enhanced with some penalty in pressure drop. The effects of the four factors were also analyzed from the view point of field synergy principle which says that the reduction of the intersection angle between velocity and fluid temperature gradient is the basic mechanism for enhance convective heat transfer. It is found that the effects of the four factors on the heat transfer performance of the wavy fin-and-tube exchangers can be well described by the field synergy principle. (c) 2006 Elsevier Ltd. All rights reserved.