The effect of ion-binding on a zwitterionic phospholipid such as 1,2-dimyristoyl-sn-glycero-3-phosphocholine (DMPC) has been studied by measuring the zeta potential value of the unilamellar liposomes present in solution while varying the pH and the ionic strength in independent experiments. We have experimentally confirmed that DMPC binds cations, resulting in an increase of the zeta potential value. The liposome surface charge has been proved to have a strong effect on the supported bilayer formation on hydrophilic, negatively charged surfaces such as mica and silicon oxide as atomic force microscopy images reveal. Furthermore, thanks to force spectroscopy measurements we have proved that ion-binding also affects the nanomechanical response of the system, since it increases the force that has to be exerted on the membrane in order to puncture it. Last but not least, the nanomechanics of the bilayer does not depend on the substrate, thus implying that membrane properties are not influenced by the supporting material. (c) 2006 Published by Elsevier Ltd.