Solid oxide fuel cells (SOFCs) have many attractive features for widespread applications. The high operating temperature provides a valuable heat source and in contrast to low temperature fuel cells they not only tolerate substances such as CO but can even use them as fuel. Thus, reforming of hydrocarbon fuels for SOFCs can be done without additional gas purification. As both stack and hydrocarbon reformer unit have to be operated at high temperatures (700-1000 degrees C), thermal management plays an important role in the successful operation of SOFC systems. As the SOFC system contains ceramic components, both large thermal gradients in the system and thermal expansion coefficient (TEC) mismatch must be avoided. Matching TECs is done by selecting the suitable materials. Avoiding high temperature gradients is done by selecting the right system design and control strategies. In order to achieve both, we have built a finite element simulation for a complete SOFC systems which allows to study system parameters both during steady operation and during transients. Examples of the thermal start-up behaviour for several system configurations are given for selected components as well as internal temperatures of the SOFC-stack during start-up. The simulation model includes also the option to simulate the effects of internal methane reformation in the SOFC stack. As the minimum operation temperature is high, cooling down of the system has to be avoided if instant operation is desired. This can be achieved either passively by selecting suitable thermal insulation materials and/or actively by adopting a strategy for maintaining the temperature. (c) 2005 Elsevier B.V. All rights reserved.