Although smart thermostats have increasingly provided homeowners with abundant operational data related to advanced HVAC control and energy usage management in homes, there is a lack of systematic frameworks that can utilize such data to generate actionable information for advanced home comfort system diagnosis and control. Recognizing that a home thermal model, which is capable of connecting weather and HVAC operational data, is crucial to this framework, this paper introduces a home thermal model that is built upon the standard RC (Resistor-Capacitor) approach and the one virtual envelope assumption to describe the thermal dynamics of a home. A parameter estimation scheme is also developed that enables automatic, sequential, and optimal estimation of the model parameters, i.e., the thermal properties, of a home. Finally, the home thermal model and its parameter estimation scheme are tested using data collected over 63 consecutive days from a test home. In the test, the length of data that can provide enough robustness for parameter estimation is investigated. It is found that 10 days of data are enough, although 20 or more days of data can provide more robust results. In addition, when the model is used to make 12-hour-ahead predictions of indoor temperature, the resulting mean, maximum, and 95%-confidence-interval absolute are 0.31 degrees C, 1.72 degrees C, and 0.90 degrees C, respectively, if the model is trained using 10 consecutive days of data, and 0.27 degrees C, 1.19 degrees C, and 0.72 degrees C, respectively, if 20 consecutive days are used. Therefore, the proposed home thermal model requires only a modest amount of training data to yield fairly accurate prediction and is able to perform better with more data. (C) 2019 Elsevier By. All rights reserved.