The transparent insulation materials (TIM) can effectively improve the performance of flat plate solar collector in cold weather. A three dimension numerical model of flat plate collector with TIM has been developed in this paper. The computational fluid dynamics (CFD) have been used to simulate the model. The Renormalization-group (RNG) k-epsilon model and Discrete Ordinates (DO) radiation model were adopted. The influences of the environment conditions, mass flow rate, tilt angle and transmittance on the performance of the collector with TIM were analyzed. A good agreement was achieved between the CFD prediction and the previous experiment. The result shows that the collector with TIM is more efficient, when ambient temperature is low. For various wind speeds, the new collector's efficiency has a slightly change. The transmittance of TIM is a key parameter to achieve high performance for the collector. When the transmittance is below 80%, the collector with TIM has no the advantage of being good value. The optimum mass flow rate is 0.06 kg/s under corresponding conditions. The tilt angle of the collector with TIM has less effect compared with the conventional one. (C) 2019 Elsevier Ltd. All rights reserved.