Symmetry-adapted perturbation theory (SAPT) is used to decompose the total intermolecular interaction energy between the ammonium cation and a benzene molecule into four physically motivated individual contributions : electrostatics, exchange, dispersion, and induction. Based on this rigorous decomposition, it is shown unambiguously that both the electrostatic and the induction energy components contribute almost equally. to the attractive forces stabilizing the dimer with a nonnegligible contribution coming from the dispersion term. A polarizable potential model for the interaction of ammonium cation with is parametrized by fitting these four energy components separately using the functional:forms of the AMOEBA force field. augmented with the Missing charge penetration energy term calculated as a sum over pairwise electrostatic energies between spherical atoms. It is shown. that the proposed model is able to;produce, accurate intermolecular interaction energies as compared to ab initio results thus avoiding error compensation to a large extent.