A new model of photovoltaic (PV) fields is introduced in this paper. It allows the simulation of a PV generator whose subsections, e.g. cells, groups of cells, panels or group of panels, work under different solar irradiation values and/or at different temperatures. Moreover, different nominal characteristics, rated power, production technology, shape and area can be settled for different subsections. Consequently, the proposed model is able to describe the behaviour of matched as well as mismatched PV fields. It results into a non linear system of equations, which includes bypass and blocking diodes models and is characterized by a sparse Jacobian matrix. The numerical model is reliable and requires a moderate computational burdensome, both in terms of memory use and processor speed. Numeric simulations confirm the accuracy and cheapness of the approach. The proposed model is used to simulate the drawbacks associated to mismatching during maximum power point tracking (MPPT) of the PV generator. (C) 2007 Elsevier B.V. All rights reserved.